The account at the centre of your money.
A euro current account with a personal IBAN, real-time notifications and built-in budgeting — hold and exchange 30+ currencies from one balance.
Open your account →Everything the everyday needs.
Personal IBAN
A euro IBAN in your name for salary, direct debits and SEPA payments.
Instant notifications
Know the moment money moves, with a clear breakdown of every transaction.
Budgeting built in
Automatic categories and monthly insights so you always know where money goes.
Multi-currency
Hold and exchange 30+ currencies at the mid-market rate from one balance.
Apple & Google Pay
Add your card to your phone and pay in a tap, anywhere contactless works.
Direct debits
Set up and manage recurring payments and standing orders in seconds.

Spend, save and send from the same place.
Your salary lands here, your card spends from here, your savings spaces sit alongside, and international transfers leave from the same balance — no second app required.
Get started →Open in three steps.
Apply
Enter a few details and verify your identity from your phone.
Get your IBAN
Your euro account and a virtual card are ready right away.
Start banking
Add money, set up your salary, and spend or save from one balance.
Explore account features
Account questions
Open your account in 5 min.
Everything happens in the app — no branch visit, no paperwork in the post.
Open your account →