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Payments & transfers

Move money like it's local.

Instant SEPA payments and international transfers across 25+ markets at the mid-market exchange rate, with the cost shown clearly before you send.

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Transfer routes across European markets

Instant SEPA

Euro payments that arrive in seconds, day or night, across the SEPA zone.

Mid-market FX

International transfers use the real exchange rate — the rate you see is the rate you get.

Clear cost

The exact recipient amount and any cost are shown before you confirm.

Standing orders

Schedule recurring transfers and split bills with a few taps.

Request money

Send a payment link to get paid by anyone, in or out of SELVABANK.

25+ markets

Pay people and businesses across 25+ European markets from one balance.

How a transfer works

Three steps, no surprises.

Pick a recipient, see the mid-market rate and the exact amount they'll receive, then confirm. Most euro payments settle instantly.

Choose recipient
By name, IBAN or payment link
↓
See the real rate
Mid-market FX and exact amount received
↓
Confirm & send
SEPA payments settle in seconds
Real rates

The rate you see is the rate you get.

We use the mid-market exchange rate and show any cost separately, before you confirm — so an international transfer holds no surprises.

  • Mid-market exchange rate
  • Exact amount shown before you send
  • Track every transfer in the app
Go deeper

Explore payment features

International transfersSend abroad at the real rate.→ Standing ordersSet a payment once, forget it.→ Request moneyGet paid with a link.→
Good to know

Payment questions

Euro payments typically arrive in seconds, day or night, across the SEPA zone.

The mid-market rate — the rate you see is the rate you get, with the cost shown before you send.

Yes. Set up standing orders and change or pause them anytime.

Send your first transfer today.

Everything happens in the app — no branch visit, no paperwork in the post.

Open your account →